關于零花錢的托福作文范文

　　It is better for parents to let children manage their pocket money when they are young.Do you agree or disagree? Use specific reasons and examples to support your answer.

　　I agree that it is better for parents to let children manage their pocket money when they are young. This teaches children about both the value of money and how to manage money responsibly. Once children reach the age of 18, they are able to get a job and earn a salary, and they can apply for a credit card or a bank loan. If they are inexperienced with money, they are likely to make bad decisions that cause big problems in their life.By letting children manage their pocket money, parents can ensure that the children are prepared for adulthood.

　　Young children do not understand the value of money because they do not buy things.They do not realize that their parents work hard every day to provide a home, food, toys,etc. In fact, children take all these things for granted until they have their own money and must decide how to spend it. Managing pocket money helps children understand the value of money. When children have to buy things for themselves, they understand that “money does not grow on trees” and that they cannot have everything they want.Furthermore, the children learn that if they want something expensive then they must save money each week.

　　In life, we have many choices for how to spend our money. Some choices focus on short-term pleasure while others focus on long-term responsibility, i.e. spending money on a hobby versus saving money to buy an apartment. If children know how to manage money then they can learn how to strike this balance and they will make better choices when they are adults. Even if children want to waste their pocket money, parents should let them go because people learn a lot from mistakes. What is more, it is better to make these mistakes when children are young because the consequences are small.

　　我同意父母比較好讓孩子從小管理自己的零用錢這一觀點。這能教會孩子懂得金錢的價值和如何負責地管理金錢。當孩子成長至18歲，他們就能找工作賺取薪水，申請信用卡和銀行貸款。如果他們對金錢沒有經驗，他們就有可能會做出錯誤的決定并因此帶來大問題。通過讓孩子管理自己的零用錢，家長可以讓孩子為成年生活做好準備。

　　年幼的孩子不理解金錢的價值，是因為他們不去買東西。他們意識不到父母為了養家、購買食物和玩具等每天工作的辛苦。實際上，孩子將這些看做是理所當然的，直到他們有了自己的錢并且必須決定如何使用時才會明白。而管理零用錢可以幫助孩子了解金錢的價值。當孩子需要為自己購買東西時，他們就能意識到錢不是長在樹上的，他們不可能購買所有想要的東西。此外，孩子還可以認識到，如果想要買一件昂貴的商品，他們必須為此每周都存錢。

　　在生活中，我們對于金錢的使用有很多選擇。有些選擇是基于短期的快樂，而有些則是因為長期的責任，例如在一項愛好上花錢和存錢以后購買公寓。如果孩子了解如何管理金錢，那么他們可以學會如何掌握這長期短期的平衡，并在長大成人后在金錢方面做出更好的選擇。即使孩子想要浪費他們的零花錢，父母也不應干預，因為人們可以從錯誤中學習。更何況，比較好是讓這些錯誤在他們年齡還小時發生，因為這時產生的不良后果會比較小。